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Gold Paglus ASSEMBLE! ✨ Investment in the yellow metal just got simpler and safer! The govt just launched EGR- Electronic Gold Receipts on 4th May 2026. EGR turns the entire Indian gold market into one transparent, fair ecosystem. I’ve covered EVERYTHING about it in the carousel. Stay till the end and you won’t regret it :) #egr #electronicgoldreceipt #goldinvestment #goldetf #stockmarketindia

You buy a machine for ₹10 lakh. A year later, it’s not worth ₹10 lakh anymore. Not because cash left your bank account. Not because you sold it. But because the machine has aged, been used, and lost some value. That loss in value is called depreciation. Welcome to Episode 9 of Market Minis ✨ Today we learn about Depreciation which is a non-cash expense. No money actually goes out when depreciation is recorded, yet it reduces reported profits. That’s why understanding depreciation is important—it affects profits, taxes, and how investors evaluate a business. P.S. Land is generally not depreciated because it doesn’t have a finite useful life. So the next time you go through P&L statement, know that the depreciation recorded is actually not cash outflow but just an accounting treatment- the cash already left on Day -1 of purchase :) #marketminis #thatipogirl #depreciation #financesimplified #charteredaccountant

Nirmala Sitharaman just proposed India’s new UPI rulebook, and it’s got everyone asking one question: will UPI still be free? Here’s the truth 👇 For 6 years, UPI has run on zero MDR (Merchant Discount Rate) - banks and the government absorbed the cost so you never paid a rupee to scan a QR code. But UPI has scaled 12,000x in transactions and 4,000x in value since FY17. That cost is no longer small change for banks and payment companies. So on August 4, 2026, the FM introduced an amendment to the Payment and Settlement Systems Act - giving the government the power to decide which digital payments can attract MDR going forward. What this does NOT mean: ❌ You pay more for daily UPI transactions ❌ P2P transfers get charged ❌ Small businesses get taxed What it COULD mean (as per current proposals): ✅ Large businesses (turnover above ₹1–1.5 crore) ✅ Only on UPI payments above ₹2,000 ✅ A small merchant fee - not a customer fee Nothing is chargeable today. This is enabling legislation - the actual rates and rules come later. Should UPI remain 100% free forever, or is a small fee on big-ticket merchant transactions fair to keep the system running? Tell me your take in the comments :) #upi #upitransactions #nirmalasitharaman #govtofindia #mdr